There is certainly no shortage of financial professionals that specialize in serving business owners, executives and high net worth families, however as a Federal / Postal employee, chances are you have come to the painful realization that it is very challenging to find a financial advisor that truly understands the complexities of your FERS or CSRS benefits.

At Bravias Financial we specialize in helping Federal and Postal employees maximize their benefits – plan and prepare for the retirement lifestyle they have worked so hard to achieve. Equally as important, we help them avoid potentially devastating mistakes or elections that could cost thousands of dollars over the course of their retirement.

Rich Zeitz, President of Bravias Financial, holds the prestigious Chartered Federal Employee Benefits Consultant (ChFEBC℠) designation – a designation for retirement planners willing to tackle the labyrinth of Federal Benefits. It’s obtained by successfully completing an intensive training course and rigorous examination covering all federal employee benefits. The Federal benefits and retirement market requires ongoing training and constant updating as benefit regulations shift, and it demands even more expertise from planners to incorporate these benefits into a holistic retirement strategy. He provides thorough financial education and guidance to federal employees in all aspects of their career, and advises them on how to reach their retirement goals within the federal benefits system.

Our specialties include:

• CSRS & FERS Retirement Benefits

• Special Provisions (LEO, FF, ATC)

• Federal Life Insurance (FEGLI)

• Calculating Your Pension Annuity

• Retirement Income Planning

• Health Insurance (FEHB)

• Social Security’s Impact on Benefits

• Long Term Care Planning

• Taxes on Federal Benefits