Insurance Needs Assessment: For Empty Nesters and Retirees With the children now out of the house, financial priorities become more focused on preparing for retirement. At this stage, you may very likely be at the height of your earning power and fast approaching peak savings as you lay the groundwork for retirement. During this final […]
Richard Zeitz of Bravias Financial was recently featured on TheStreet.com regarding managing retirement risk in “5 Items That Must Be On Your Retirement Planning Checklist for 2016.” When it comes to saving for retirement, some financial advisers find that investors don’t truly understand or address risk inside a portfolio. Most think that the way to reduce […]
GROWING PAINS? Investors should be happy to put January behind them. The New Year opened with the worst first week that global markets have seen in more than 20 years and the S&P 500 suffered its worst first week ever. The turmoil of that first week can be traced back to China, which continued to […]
What Is An Annuity? Individuals hold more than $2.0 trillion in annuity contracts; a tidy sum considering an estimated $7.4 trillion is held in all types of IRAs.1 Simply put, annuity contracts are purchased from an insurance company. The insurance company will then make regular payments — either immediately or at some date in the […]
Richard Zeitz, President of Bravias Financial was recently featured in The College Investor regarding Where To Invest In 2016. Out of the gate, 2016 is already setting itself up to be an extremely volatile and unpredictable year as far as the markets go. There are a lot of things attributing to this: the election year, China […]
Most portfolios are constructed based on an individual’s investment objective, risk tolerance and time horizon. Using these inputs and sophisticated portfolio-optimization calculations, most investors can feel confident that they own a well-diversified portfolio, appropriately positioned to pursue their long-term goals.¹ However, as a retiree, how you choose to live in retirement may be an additional […]
BUY, SELL, HOLD? YES! For the past six years, the US stock markets have enjoyed a prolonged bull market. This historic run rose from the rubble of the 2008 financial crisis and, aided by near-zero interest rates and three rounds of quantitative easing from the US Federal Reserve (the Fed), pushed US stock indexes to […]
Richard Zeitz, President of Bravias Financial was recently featured in U.S. News & World Report regarding Tips For Successful Senior Investing. Seniors look for retirement income out of their investments, but chasing yield carries extra risk. Richard discusses fixed indexed annuities as an asset class and how they can help investors obtain attractive yields over time. while […]
How many of these items can you knock out before 2016?
‘Tis The Season For A Rate Hike As 2015 draws to a close, global markets are entering a period of transition. The interest rate environment, commodities market, emerging economies, and western politics find themselves at turning points. Over the next 12 months, investors should expect a series of pivotal announcements that impact global markets. The […]
